Homeowners

+321 259 2228

Request a QUOTE

Your Neighbor in the Neighborhood

Viera Insurance Agency

Beach house at sunset

THE RIGHT COVERAGE AT THE RIGHT RATE

When your home is damaged or destroyed due to fire, wind, hail, water damage, theft, vandalism, or an unexpected event, a comprehensive homeowners insurance policy helps protect you from financial losses. It also covers you if someone is injured while on your property and wins a legal judgment against you.


Homeowner insurance options are often priced individually. Therefore, the amount you pay depends on many factors including coverage type, specified losses, and residence. Consider your particular housing circumstances, the assets you want to protect and the type of homeowners insurance coverage you want to purchase. With VIA, you have access to dedicated insurance agents who can answer your questions and explain what your policy covers.



PROTECT WHAT MATTERS MOST 

You may describe your dream house as a Spanish hacienda on a golf course, a colonial in an excellent school district or a restored mid-century modern on a lake. However, a home is more than just a building with walls, windows, and a roof. It is the heart and epicenter of what matters most in life. Whether you live in a small starter house, custom-built mansion or something in between, your chosen home is where you raise a family, entertain friends and create lifelong memories.


Protect your most valuable investment and the life you have made with an affordable and customized homeowners insurance policy.

Brown and white house with brick and shiplap

WHAT TYPE OF COVERAGE IS RIGHT FOR YOU?

Damaged house

DWELLING COVERAGE

There is a fire in your kitchen. The smoke damages the counters and cabinets. Your Dwelling Coverage pays to repair or rebuild the physical structure of your home if damaged or destroyed. 

Orange hotel sign

ADDITIONAL LIVING

EXPENSE COVEAGE 

A tornado destroys your house, which remains uninhabitable while being repaired or rebuilt. If you cannot live in your home, coverage for additional living expenses may help with the extra cost of temporary relocation.


Damaged house

OTHER STRUCTURES COVERAGE

A tree falls on your detached garage. Other Structures coverage helps pay to repair or replace structures other than your home, such as a fence, shed or stand-alone garage.


Knee injury

PERSONAL LIABILITY COVERAGE

A guest at your annual Memorial Day barbecue trips on the deck steps and fractures his leg. Personal Liability Coverage protects you and your family if someone is injured on your property or their property is damaged. When choosing your policy limits, consider how much money you make and the investments you own.


Couch with three pillows

PERSONAL PROPERTY COVERAGE 

You return from a family vacation to discover burglars stole your furniture and electronics. If your possessions are lost, stolen, damaged or destroyed, this coverage can help replace them. Are you worried about valuable items like jewelry? Additional coverage may be available through an endorsement.


Contrustion worker looking over blueprints

VALUE-ADDED ENDORSEMENTS

Vital coverages that are either included or very affordable, such as:

Contents Replacement

Water Backup & Service Lines

Screen Enclosure

Personal Injury

Ordinance and Law

Equipment Breakdown

Loss Assessment 

Identity Theft

Animal Liability

House built of blocks on the grass

MAXIMIZE VALUE WITH

MULTIPLE DISCOUNTS

With the many discounts available, you are likely to save even more on a home insurance policy. For example, smoke alarms, fire extinguishers, and security systems save lives. If you have installed these items in your home, your wallet could also feel more secure after a possible discount. You can also qualify for valuable and convenient discounts when you purchase multiple policy lines and bundle your homeowners policy with your flood, auto, or business policy.

Man holding business card with house and car

OUR CARRIERS

Our carriers feature the convenience of 24-hour claims service, electronic payments, and access to online policy documents. If you can live in it, we can insure it. 


Are you worried you are not completely covered? Consider a personal umbrella insurance policy that extends your coverage and gets liability protection beyond your current home and auto policy limits.

Copyright 2018, Viera Insurance Agency, Inc. All Rights Reserved.

Get in Touch

Viera Insurance Agency, Inc.

150 Interlachen Road

Melbourne, FL 32940


Email: info@vierainsuranceagency.com

Call: 1-321-259-2228

Toll-free: 888-884-0202

Fax: 321-259-2242

Office Hours

Monday 9:00AM to 5:30PM

Tuesday 9:00AM to 5:30PM

Wednesday 9:00AM to 5:30PM

Thursday 9:00AM to 5:30PM

Friday 9:00AM to 5:00PM

Saturday Closed

Sunday Closed