Flood: The #1 Natural Disaster in the US.
Water is fun and adventurous in your backyard pool but creates havoc when seeping into your basement or bedroom. Flood insurance holds the difference between recovering from a loss or experiencing financial devastation.
Flooding is the most common natural disaster in the United States and can occur anywhere, even in the desert; yet, a standard homeowners insurance policy does not cover flood damage. You do not have to live in a high-risk flood zone to be affected by a flood. In fact, 20 to 25 percent of flood claims originate from properties outside high-risk flood zones.
It is essential to understand how Central Florida identifies risk and whether flood insurance is something you should consider to protect your home from floods associated with hurricanes, tropical storms, heavy rains, and other impactful conditions.