Protect what matters most.



You may describe your dream house as a Spanish hacienda on a golf course, a colonial in an excellent school district or a restored mid-century modern on a lake. However, a home is more than just a building with walls, windows, and a roof. It is the heart and epicenter of what matters most in life. Whether you live in a small starter house, custom-built mansion or something in between, your chosen home is where you raise a family, entertain friends and create lifelong memories.

 

Protect your most valuable investment and the life you have made with an affordable and customized homeowners insurance policy.

The right coverage at the

right rate.



When your home is damaged or destroyed due to fire, wind, hail, water damage, theft, vandalism, or an unexpected event, a comprehensive homeowners insurance policy helps protect you from financial losses. It also covers you if someone is injured while on your property and wins a legal judgment against you.

 

Homeowner insurance options are often priced individually. Therefore, the amount you pay depends on many factors including coverage type, specified losses, and residence. Consider your particular housing circumstances, the assets you want to protect and the type of homeowners insurance coverage you want to purchase. With VIA, you have access to dedicated insurance agents who can answer your questions and explain what your policy covers.

What type of coverage is right for you?

DWELLING

Your Dwelling Coverage pays to repair or rebuild the physical structure of your home if damaged or destroyed. 

ADDITIONAL LIVING

If you cannot live in your home because of major damage, coverage for additional living expenses may help with the extra cost of temporary relocation.

OTHER STRUCTURES

Other Structures coverage helps pay to repair or replace structures other than your home, such as a fence, shed or stand-alone garage.

PERSONAL LIABILITY

Personal Liability Coverage protects you and your family if someone is injured on your property or their property is damaged. When choosing your policy limits, consider how much money you make and the investments you own.

PERSONAL PROPERTY

If your possessions are lost, stolen, damaged or destroyed, this coverage can help replace them. Additional coverage may be available through an endorsement.

VALUE-ADDED

Vital coverages that are either included or very affordable, such as Contents Replacement, Water Backup & Service Lines, Screen Enclosure, Personal, Injury, Ordinance and Law, Equipment Breakdown, Loss Assessment, Identity Theft, and Animal Liability.

Maximize Value with Multiple Discounts


With the many discounts available, you are likely to save even more on a home insurance policy. For example, smoke alarms, fire extinguishers, and security systems save lives. If you have installed these items in your home, your wallet could also feel more secure after a possible discount. You can also qualify for valuable and convenient discounts when you purchase multiple policy lines and bundle your homeowners policy with your flood, auto, or business policy.

Our Carriers


Our carriers feature the convenience of 24-hour claims service, electronic payments, and access to online policy documents. If you can live in it, we can insure it. 

 

Are you worried you are not completely covered? Consider a personal umbrella insurance policy that extends your coverage and gets liability protection beyond your current home and auto policy limits.